MATERIAL PAY

Improve your cash flow with 60 days to pay

Material Pay allows you to take control of your current cash flow concerns.
We offer 60 day interest free payment terms on all building material purchases.
No credit checks, no fees and zero interest during net terms.

Apply for Material Pay

No Credit Checks

No main stream credit checks required. Our finance partners use in-house algorithms to determine your approval limits.

Fast Approval

Approval within 24 hours from your initial application. Once approved, you can start using Material Pay right away.

Zero Fees

No fees or interest during the approved 60 day net terms. Free up your cash flow and grow your business the smarter way.

MATERIAL PAY

Grow your business the smarter way

Imagine being able to bid on projects knowing that cash flow won't be an issue. Material Pay allows you to take control of your current cash flow concerns and provides you with access to some of the best tools and payment terms in the construction industry. Take advantage of our aggregated buying power and allow us to pass the savings on to you.

HOW IT WORKS

Apply online in minutes

Apply Online

The application process takes less than 5 minutes.

Approval within 24 Hours

You'll be notified of the outcome and your approved spending limits within 24 hours.

Order materials

When ordering materials, simply select "Pay with Material Pay" at checkout.

GET STARTED

Apply for Material Pay

Simply answer a few questions and the team at Joyne will get the ball rolling on your application.
Apply for Material Pay
Interest FREE PAYMENT TERMS

60 Days To Pay

Sixty day interest free payment terms on all building material purchases. No credit checks, approval within 24 hours and no interest or fees during net terms.

PRICE MONITORING

Competitive
material pricing

Access to over 6+ million building products from some of the biggest suppliers in the construction industry. We update our pricing daily to make sure you're always getting the best deal possible.

FREE quantity takeoffs & estimates

Free estimating service

Our experienced in-house estimating team will complete your quantity takeoff or cost estimate at zero cost when you purchase building materials through the Joyne platform.

Learn more about our Estimating Service
Testimonials

You're in good company

Join the 300+ contractors who use the Joyne platform to streamline their entire pre-construction process.

I've been working with Joyne for over 2+ years and they have completely revolutionised my electrical business. I can't recommend these guys enough.

Vaughan Watkins
Industrial Electrics - QLD, Australia

As a business owner, running projects from the tender stage through to construction and then looking after your customers once they've moved in, can be overwhelming for a boutique luxury builder. We've come to rely on Joyne to assist us in the tender stage based on their reliability and attention to detail. Highly recommended.

Daniel Boots
DB Build - QLD, Australia

The team at Joyne have given me the opportunity to bid on more work and eased my cash flow concerns in the process. Gone are the days of sitting in the office doing takeoffs and ordering materials. All I focus on now is building relationships with my clients and growing my business."

Jerry Phillips
Starbrook Modular - NV, USA

The Joyne team was very helpful and responsive every step of the way. They did everything they said they would and right on time as planned. I feel they will be a great asset to anyones business as they are for mine.

Seth Sutphin
Precise Painting Enterprises Inc. - FL, USA

The Joyne platform has literally cut our estimating time in half. We're able to bid on more projects and greatly improve our project win rate. Truly awesome service!

Phillip Stagg-Tanner
Acres Enterprises Ltd - BC, Canada

The Joyne platform has given me the freedom to bid on more projects and ultimately grow my business. Cash flow is always a concern in this industry and I can honestly say that this service has been a god send.

Larry Polanco
KAPS Roofing & Construction - TX, USA
GET STARTED

Apply for Material Pay

Simply answer a few questions and the team at Joyne will get the ball rolling on your application.
Apply for Material Pay
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