Material Pay allows you to take control of your current cash flow concerns.
We offer 60 day interest free payment terms on all building material purchases.
No credit checks, no fees and zero interest during net terms.
No main stream credit checks required. Our finance partners use in-house algorithms to determine your approval limits.
Approval within 24 hours from your initial application. Once approved, you can start using Material Pay right away.
No fees or interest during the approved 60 day net terms. Free up your cash flow and grow your business the smarter way.
Imagine being able to bid on projects knowing that cash flow won't be an issue. Material Pay allows you to take control of your current cash flow concerns and provides you with access to some of the best tools and payment terms in the construction industry. Take advantage of our aggregated buying power and allow us to pass the savings on to you.
The application process takes less than 5 minutes.
You'll be notified of the outcome and your approved spending limits within 24 hours.
When ordering materials, simply select "Pay with Material Pay" at checkout.
Sixty day interest free payment terms on all building material purchases. No credit checks, approval within 24 hours and no interest or fees during net terms.
Access to over 6+ million building products from some of the biggest suppliers in the construction industry. We update our pricing daily to make sure you're always getting the best deal possible.
Our experienced in-house estimating team will complete your quantity takeoff or cost estimate at zero cost when you purchase building materials through the Joyne platform.
Join the 300+ contractors who use the Joyne platform to streamline their entire pre-construction process.
I've been working with Joyne for over 2+ years and they have completely revolutionised my electrical business. I can't recommend these guys enough.
As a business owner, running projects from the tender stage through to construction and then looking after your customers once they've moved in, can be overwhelming for a boutique luxury builder. We've come to rely on Joyne to assist us in the tender stage based on their reliability and attention to detail. Highly recommended.
The team at Joyne have given me the opportunity to bid on more work and eased my cash flow concerns in the process. Gone are the days of sitting in the office doing takeoffs and ordering materials. All I focus on now is building relationships with my clients and growing my business."
The Joyne team was very helpful and responsive every step of the way. They did everything they said they would and right on time as planned. I feel they will be a great asset to anyones business as they are for mine.
The Joyne platform has literally cut our estimating time in half. We're able to bid on more projects and greatly improve our project win rate. Truly awesome service!
The Joyne platform has given me the freedom to bid on more projects and ultimately grow my business. Cash flow is always a concern in this industry and I can honestly say that this service has been a god send.